A competitive landscape is emerging in financial services. Finance globalization and deregulation demanded for greater consolidation industry-wide in order to cut costs, eradicate excess capacity and ultimately gain economies of scale.

Vertical and horizontal integration that form the industry value chain is dismantling, creating new generation of dedicated and innovative business players who pose immense threat to well stablished companies at main ingredients of the value chain. Moreover, unprecedented new developments associated with the Internet and e-c commerce are posing fundamental strategic challenges to traditional business models.

H&H’s Financial Services practice helps clients in the industry find their way in this new competitive landscape.